Having pain, soreness, and stiffness in the back can be quite debilitating. Degenerative disease is a common kind of back issue. Experts say that if a person’s discs become damaged, it can be hard to perform daily activities, including going to work. If you have this condition, you may be eligible for long-term disability (LTD) benefits under the terms of your insurance policy. It is important to work with an experienced LTD attorney to increase your chances of having a favorable outcome in your disability claim. 

What is Degenerative Disc Disease

This medical condition happens when the discs in your spine get damaged over time. This can lead to significant pain, as well as numbness, weakness, and tingling in the extremities. It usually impacts people in their 30s and 40s who are otherwise healthy and active. 

Disc generation may be caused by the discs drying out over time, daily activities and sports, and injuries that can result in swelling, instability, and soreness. Possible treatment options for this condition include prescription pain medicine and the use of a back brace. Sometimes, an artificial disc replacement surgery or other kinds of surgical intervention may need to be performed to relieve pain and restore a person’s normal function.

Does Degenerative Disc Disease Quality for LTD Benefits?

There are many conditions that qualify for LTD in the United States including disc degenerative disease. To qualify for LTD benefits, you must show that you have been diagnosed with this condition and that your diagnosis leaves you unable to work. 

Degenerative disc disease may prevent you from working in many ways. For instance, you may experience significant pain when you sit or stand for extended periods. In this case, you cannot continue to perform your usual job such as sitting at a desk all day or standing at a taller desk. Also, some of those who suffer from this condition find it hard to bend down and pick things up, or even walk because of pain and weakness in their legs. For others, this disease makes it hard for them to sleep at night as they can’t stay in one position for too long.

When you file an LTD claim, you should document how these problems prevent you from working. For instance, because of extreme fatigue, you may not be able to concentrate or stay awake, making it unsafe for you to drive or operate heavy machinery.